This post briefly discusses the background of peer-to-peer lending before diving into some exploratory data analysis on the Lending Club data set. This will be the first in a series of posts with the aim of creating a predictive model to determine the probability of default for peer-to-peer loans.

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Examining the history of the U.S. Treasury yield curve from 1982 through 2014 through R plotting. This post offered me a good opportunity to experiment with R plotting and graphical parameters.

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